Every plan I build starts with the same questions: what can you safely borrow, and what will it cost each month? These calculators use the actual Singapore lending rules, with every assumption stated. Estimates only, and not financial advice, but an honest starting point.
How much home your income supports under the TDSR and MSR rules, at the regulatory stress-test rate, plus the cash, CPF and stamp duty a purchase would need.
Open the calculator → CalculatorMonthly repayments for any loan amount, rate and tenure, the total interest over the life of the loan, and how the payment changes at the 4% stress-test rate.
Open the calculator →Choosing a home around a school? P1 Compass maps primary school catchments against properties, so your shortlist works for both the home and the P1 registration. Open P1 Compass, then bring your shortlist to a session and we will pressure-test it together.
A free 45-minute session on Zoom: your affordability checked properly, your options laid out, and the funds flow planned before any commitment.
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